Tri-County Appraisal Company in Twin Falls do appraisals for a variety of reasonsTo a lot of people, an appraisal just looks like one more thing on the settlement sheet for a home sale or refinance. Practically all lenders still need a local expert because the stakes are very high, even though there are an increasing number of automated home valuation methods that may appear to be less expensive than an appraisal. You might assume that getting a mortgage is the only reason to get an appraisal, but there are more cases when the services of a certified, independent real estate professional might be helpful.
Appeal your tax assessment in Twin Falls CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Tri-County Appraisal Company is your best evidence when building your case. At Tri-County Appraisal Company, we're capable of assisting you in disputing your tax assessment.
Let Tri-County Appraisal Company help you lower your mortgage paymentWhen the amount being loaned to the homebuyer is more than 80% of the actual value of the property, many lenders ask homebuyers to take out an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to eliminate the PMI payments when the balance is paid down to 78% of the original value.
Tri-County Appraisal Company will give you a statement regarding the value of your home, and the expense of the home valuation can usually be offset in little time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce can be an especially daunting event for both parties, and it is often even more complicated by the strenuous decision of who keeps the house. So both parties are completely aware of the true market value of their property, it's a good idea to get an appraisal from Tri-County Appraisal Company, regardless of the circumstances.
If the parties need to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Accurate and fair estate liquidation with Tri-County Appraisal CompanySettling an estateLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.
Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.
Relocating to or from Twin Falls CountyWe are aware of the stress associated with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our intensive process, we encourage relocating employees to provide remarks on the positive attributes of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered.
Sell your home quickly at the right price with an appraisal from Tri-County Appraisal CompanyA professional appraisal will help you make a more informed decision regarding your asking price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't contingent upon the value we come up with, but rather they are based on our efforts to complete the appraisal.
On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long properties stay on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.