Attention homeowners in Twin Falls and Twin Falls County: Need an appraisal?
Here are the top 7 reasons why Idaho homeowners hire Tri-County Appraisal Company:
At Tri-County Appraisal Company, we understand the particular needs of a customer looking for appraisal services. Our regular business clients understand the appraisal process and the standard documents we provide. Being a regular homeowner that ordinarily doesn't see an appraisal on a regular basis, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Tri-County Appraisal Company will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.
Challenging a property tax assessmentLet's say you live in an area that is going down -- your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Tri-County Appraisal Company is your best weapon.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're qualified in helping customers just like you get rid of unneeded PMI insurance.
Recently got a freeze to your HELOC?If your home is in or near a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. Tri-County Appraisal Company can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for precision? An appraiser from Tri-County Appraisal Company can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.